# Capitol Credit Union

> Capitol Credit Union is a financial institution. This file lists Capitol Credit Union's deposit and loan products with rates, terms and eligibility confirmed by its marketing team, each with a link to apply online. Published 2026-11-06.

Machine-readable catalog: https://onboard-staging.cotribute.co/agents/capitol-cu/products.json
Full catalog (Markdown): https://onboard-staging.cotribute.co/agents/capitol-cu/catalog.md
Catalog page: https://onboard-staging.cotribute.co/agents/capitol-cu

## Checking accounts

- [Free Kasasa Cash® Checking](https://www.ccutx.org/personal/personal-checking/free-kasasa-cash-checking): A free rewards checking account that pays high dividends on qualifying balances when monthly qualifications are met. Best for: Turn your checking balance into an earner—meet simple monthly qualifications to earn 6.00% APY on balances up to $15,000, plus up to $15/month in nationwide AT…. 6.00% APY; Personal accounts. Membership: $25 minimum deposit required to open. Limit 1 account per social security number / individual taxpayer identification number. Qualifications include at least one monthly direct deposit/ACH credit and/or debit, at least 12 debit card purchas; as of 2026-11-06. Apply: https://onboard-staging.cotribute.co/flows/7d702de6-0d60-4d8c-8adf-547c7b52391b?utm_source=agent-reach&utm_medium=ai-assistant&utm_campaign=capitol-cu&utm_content=kasasa-cash-checking

## Savings accounts

- [Free Kasasa Saver®](https://www.ccutx.org/personal/personal-savings/free-kasasa-saver): A high-yield savings account that links to a qualifying Kasasa checking account for automatic savings. Best for: Pair Free Kasasa Saver with a qualifying Kasasa checking account to earn up to 4.00% APY on balances up to $100,000, with no monthly maintenance fees and easy…. 4.00% APY; Personal accounts. Membership: $25 minimum deposit to open. Must be linked to a Kasasa Cash, Kasasa Cash Back, or Kasasa Play checking account.; as of 2026-11-06. Apply: https://onboard-staging.cotribute.co/flows/7d702de6-0d60-4d8c-8adf-547c7b52391b?utm_source=agent-reach&utm_medium=ai-assistant&utm_campaign=capitol-cu&utm_content=kasasa-saver

## Auto loans

- [Auto Loans](https://www.ccutx.org/borrow/secured-loans/auto-loans): Auto financing for new or used vehicles with competitive rates and flexible terms, with local Central Texas decision-making. Best for: Get on the road with CCU Auto Loans—competitive APRs and terms up to 84 months, with local Central Texas decisions and easy online or phone applications.. 4.79% APR; term 5 years; Personal accounts. Membership: Capitol Credit Union membership required. All loans subject to credit approval. 3.99% is for a 36 month term, new loans only; existing CCU loans are not eligible. New money only. Collateral subject to approval.; as of 2026-11-06. Apply: https://onboard-staging.cotribute.co/flows/1ba0c227-f3a6-497c-947e-a9cf5f81e65f?utm_source=agent-reach&utm_medium=ai-assistant&utm_campaign=capitol-cu&utm_content=auto-loans

## Notes

- Rates are subject to change; each product shows the date its facts were last confirmed.