6.00% APY as of 2026-11-06
A free rewards checking account that pays high dividends on qualifying balances when monthly qualifications are met.
Best for: Turn your checking balance into an earner—meet simple monthly qualifications to earn 6.00% APY on balances up to $15,000, plus up to $15/month in nationwide AT…
- Eligibility: Personal accounts. Membership: $25 minimum deposit required to open. Limit 1 account per social security number / individual taxpayer identification number. Qualifications include at least one monthly direct deposit/ACH credit and/or debit, at least 12 debit card purchas
- Facts confirmed as of: 2026-11-06
APY = Annual Percentage Yield. 6.00% APY paid on balances up to $15,000 and 0.25% APY on the portion above $15,000 when monthly qualifications are met; 0.01% APY on all balances if qualifications are not met. Rates may change after the account is opened. Minimum $25 to open. Membership required. Federally insured by NCUA.