4.79% APR as of 2026-11-06
Auto financing for new or used vehicles with competitive rates and flexible terms, with local Central Texas decision-making.
Best for: Get on the road with CCU Auto Loans—competitive APRs and terms up to 84 months, with local Central Texas decisions and easy online or phone applications.
- Term: 5 years
- Eligibility: Personal accounts. Membership: Capitol Credit Union membership required. All loans subject to credit approval. 3.99% is for a 36 month term, new loans only; existing CCU loans are not eligible. New money only. Collateral subject to approval.
- Facts confirmed as of: 2026-11-06
APR = Annual Percentage Rate. Rates as low as 4.79% APR for terms up to 60 months on new and used vehicles (as low as 3.99% APR up to 36 months and 4.59% APR up to 48 months; 3.99% applies to new loans and is not available for in-house refinances). Your rate is based on creditworthiness, loan term, vehicle age and loan-to-value, and may be higher. Rates subject to change without notice. Membership required.